What is Collision Insurance?

A broken headlight is a lot less to worry about than a broken rib, but following an auto accident you may end up with both. However, if you have collision insurance the cost of the repairs to your vehicle, other vehicles involved, and any injuries will likely be covered. But every policy is different so it is important to understand your auto insurance coverage before it is ever necessary to pull out your insurance card.

When you buy collision insurance make sure you know exactly what is covered and under what circumstances. Most insurance packages will cover your vehicle and other vehicles involved, as well as an bodies in your car and the other one(s), including your own. This is top tier insurance that will cover up to 100 percent of the costs to repair or replace vehicles and medical bills. However some policies have their own stipulations, such as that single vehicle accidents are not covered.

If you end up in an unfortunate circumstance that involves an auto accident never leave the scene without gathering all the necessary info from others involved, filing a police report and documenting the accident with your camera phone or another camera. Doing each of these tasks will help you when you file a claim for collision coverage. Payment from your insurance company may come in the form of a check to you, a check to the auto body repair shop you select or you may be asked to pay for the repairs to be reimbursed later.

Collision insurance is a sure fire way to save time and money following an accident. To work with a professional auto body repair in Mansfield, Arlington, Midlothian and the surrounding area that will work with your insurance visit Auto Tech Services. We work with all types of insurance claims and the expert auto body technicians will be able to return your car to its pre-accident condition, or better, in a quick and affordable manner Call Auto Tech Services today at (817) 477-5511 to set up an appointment for collision repair in Mansfield or to request a quote!

Rick's Blog

Written and Published By MORBiZ